Certain restrictions and limitations apply. Cash redemption options must be redeemed in $25 increments (currently 2,500 points). Points comparison is based on Wells Fargo Rewards® cash redemption options, where the number of points required to redeem is equivalent to the ticket cost divided by 0.01. For airline ticket redemptions, the number of points required to be redeemed is equivalent to the ticket costs divided by 0.015, rounded up to the nearest whole point. Flights must be redeemed through Wells Fargo Rewards®. Refer to the Summary of the Wells Fargo Rewards® Program Terms and Conditions and Addendum for the Wells Fargo Advisors By Invitation Visa Signature® Card for details. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS™, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, bets or wagers transmitted over the internet, or fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn rewards points. One point will be earned for every $1 spent on other net purchases. You may not earn bonus points for purchases made through third-party payment accounts, at online marketplaces, with retailers who submit purchases using a mobile/wireless card reader, or if you use a mobile or digital wallet. Wells Fargo does not have the ability to control how a retailer chooses to classify its business and therefore reserves the right to determine which purchases qualify for bonus points. Purchases not processed using the merchant codes for Visa mentioned above will not qualify for bonus points.
Two points (1 base plus 1 bonus) are earned for every $1 spent in net purchases only at retailers whose merchant category code for Visa is classified as restaurant. Three rewards points (1 base plus 2 bonus) are earned for every $1 spent in net purchases (purchases minus returns/credits) only at retailers whose merchant category code for Visa is classified as airline, passenger railway, cruise line, hotel/motel, travel agency, or vehicle/auto rental. You may not qualify for an additional Wells Fargo credit card if you have opened a Wells Fargo credit card in the last 6 months.ġ. You may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers if you opened a Wells Fargo Credit Card within the last 15 months from the date of this application and you received introductory APR(s), fees, and/or bonus rewards offers- even if that account is closed and has a $0 balance. Credit cards are subject to qualification Eligibility for introductory rate(s), fees, and bonus rewards offers